Public Liability Insurance

Name: Public Liability Insurance
Brand: Flint Insurance
Availability: Discontinued
Rating: 4.9 (90 reviews)

Accidents do happen and when they occur as a result of your business activities, then Public Liability insurance protects you.

Public Liability pays compensation claims and legal fees if an individual, such as a customer, contractor or member of the public is injured or their property damaged. Whilst it’s not a legal requirement we think it’s absolutely essential for small businesses and sole traders.

Features

Up to £10 million protection
Criminal defence costs to up £100,000
Sole traders/freelance workers – up to large corporations
Temporary staff only workers
High risk trades
Immediate cover

Additional Features

Tools and equipment
Plant and machinery
Personal accident for employees, directors and principals

When considering Public Liability insurance how much cover you have and policy premium is based on the type and size of your business, where you work and your claims history.

Anyone dealing face-to-face with customers needs this cover, even if you’re a freelancer working from home. Speak to a member of our commercial insurance team who will be able to help.

Fewer claims means reduced premiums

Good risk and claims management is essential for all business owners. Risk Management is the term we use for minimising (or mitigating) the risks to your business. It’s ultimate aim is to both reduce the number of claims that you have and when loss really is unavoidable, the severity of those claims.

At Flint Insurance, we are experts in advising our clients on how to avoid claims and when they do occur ensuring that the financial and non- financial impacts to the business are kept to an absolute minimum.

We do this by understanding your business in minute detail, reviewing past performance and historical claims to spot obvious trends. Ultimately, we make specific recommendations to set up your individual and robust insurance programme. This comes with a clear explanation of your insurance contract so that you understand exactly what is and what is not covered.

If we can stop claims happening at source, we can help to reduce your insurance premiums by making your risk as attractive as possible to the widest number of insurers.

Our Claims and Risk Management Services Include:

Insurance Risk Assessments
Risk Surveys
Claims Reviews
Property Valuations
Business Interruption Computation
Business Continuity and Disaster Recover Planning
Asset Registers, Stock and Plant Valuations

When Accidents Happen

In the unfortunate event that you experience a loss, having the correct cover in place from the outset enables our claims executives to negotiate the best possible settlement for you; our understanding of your business helps us to better support you throughout the claims process. We are always the advocate of our clients.

Claims management from Flint gives you the peace of mind that your business is supported by commercial claims experts who have the knowledge and experience gained from dealing with minimal losses to large catastrophes. We work hard to ensure that any loss has as little impact on your business as possible.

Need to claim?

Speak to our claims team

Choose department

Why choose us?

Flint Insurance is an independent insurance broker who works with a panel of quality insurers to provide the best possible insurance policies for our clients. There’s no huge call centre – with Flint you deal with the person who is handling your risk. We only take your details to get you fantastic rates from quality insurers.

Whether you’re a sole trader or large corporation Flint seeks to understand your business and make recommendations for cover. Experts in our field, we work with trusted insurers to compare the market for great cover at the best rate.

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Contact us

Call us on 0800 021 4501 and one of our team will be more than happy to help.

Make a claim