Business Interruption Insurance

Name: Business Interruption Insurance
Brand: Flint Insurance
Availability: Discontinued
Rating: 4.9 (90 reviews)

Business Interruption insurance compensates for loss of trading or operating profit. If a fire, flood or major theft leaves your business unusable, business interruption cover not only provides the necessary funds to keep trading, but will also compensate you for loss of revenue – making up the difference between your actual income and normal expected income.

Maximum Indemnity Period is an important element of the policy – this is the length of time that the policy will continue to cover the short-fall in profits following the insured incident.

Features

Cover for profits
Cover for fixed costs such as rent and utilities
Temporary relocation cover
Additional expenses such as accountants fees or cleaning costs
Denial of access to your premises
Damage to public utilities
Damage to suppliers/customers premises
Cover for loss or damage to account records

Flint is an independent insurance broker who has been providing insurance protection to commercial clients for over 30 years. We enjoy very high client retention; our clients stick with us because of superlative service and competitively priced insurance products.

Fewer claims means reduced premiums

Good risk and claims management is essential for all business owners. Risk Management is the term we use for minimising (or mitigating) the risks to your business. It’s ultimate aim is to both reduce the number of claims that you have and when loss really is unavoidable, the severity of those claims.

At Flint Insurance, we are experts in advising our clients on how to avoid claims and when they do occur ensuring that the financial and non- financial impacts to the business are kept to an absolute minimum.

We do this by understanding your business in minute detail, reviewing past performance and historical claims to spot obvious trends. Ultimately, we make specific recommendations to set up your individual and robust insurance programme. This comes with a clear explanation of your insurance contract so that you understand exactly what is and what is not covered.

If we can stop claims happening at source, we can help to reduce your insurance premiums by making your risk as attractive as possible to the widest number of insurers.

Our Claims and Risk Management Services Include:

Insurance Risk Assessments
Risk Surveys
Claims Reviews
Property Valuations
Business Interruption Computation
Business Continuity and Disaster Recover Planning
Asset Registers, Stock and Plant Valuations

When Accidents Happen

Claims handling is one of the most important parts of the insurance process and that’s why we’ve invested heavily to make sure you get the very best service.

Our own commercial motor claims handling team will assist you in the event of a claim. We also actively work with insurers and our clients to prevent accidents before they happen and keep premiums to a minimum.

Flint Insurance gives you full support throughout the life of your policy.

Need to claim?

Speak to our claims team

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Why choose us?

Flint Insurance is an independent insurance broker who works with a panel of quality insurers to provide the best possible insurance policies for our clients. There’s no huge call centre – with Flint you deal with the person who is handling your risk. We only take your details to get you fantastic rates from quality insurers.

Whether you’re a sole trader or large corporation Flint seeks to understand your business and make recommendations for cover. Experts in our field, we work with trusted insurers to compare the market for great cover at the best rate.

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Contact us

Call us on 0800 021 4501 and one of our team will be more than happy to help.

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