Unoccupied Construction Sites & Cessation of Works
April 27, 2020
Most of our insurers have confirmed that within their C.A.R (Contractors All Risks) policy wording, there is a Cessation of Work clause which automatically provides 90 days cover if work on-site stops. Please note that whilst the majority of our markets have provided their guidance on this, we can only guarantee the veracity of the information once we have checked your existing cover types and levels, therefore we advise you contact us directly for the most up to date information regarding your insurance arrangements.
“Whilst this cover is in place, We would also expect existing security measures to remain in force and the Insured should also consider the question of security more widely – i.e. guarding, CCTV, alarms, removing portable materials and plant etc.”
Our Panel of Insurers* have provided the following guidance:
“It is likely that all Construction sites, if not already closed, will be shutting down due to changing restrictions on travel. Here is some guidance to follow to make construction sites safe in the event of a complete shutdown being implemented:”
Excavations
Scaffolding
Plant Security
Site Offices/Establishment
Structure/Build
Valuable construction materials inventoried and secured.
*Our information is kept up to date however we always advise that our clients contact us directly for the most relevant information regarding their policies and cover arrangements. Please do not assume that this advice/guidance is related to your own arrangements/circumstances and seek our advices at every possible juncture. Call us for the most up to date information regarding your insurances on 0208 309 5000.