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Product update - Marine Transit or Goods in Transit

Published: 12/3/15

Goods in transit – put simply this covers your goods for loss or damage whilst in transit. This type of insurance can be split into 3 main areas:

  1. Covering the value in own goods being distributed; bought by wholesalers/distributors, particularly when operating on an international basis. This applies where the distributor has a financial interest in the goods throughout its time in transit. In this instance Flint is able to offer full ‘stock throughout’ - a bespoke policy designed to cover goods throughout the period that a distributor has responsibility for it. It can include higher levels of deterioration; ideal for food wholesalers handling chilled/frozen stock.
  2. Covering the liability for another’s goods; essential for couriers/hauliers contractually bound as responsible for their client’s property whilst it is under their control. In this instance Flint can tailor the policy to match the business terms that our client (courier/haulier) is under. This is particularly useful for couriers who might be working under a variety of contracts depending on where their work comes from.
  3. Covering the value of goods in your own vehicle; typically sold as part of a package with other insurances – Flint can however also offer this in isolation.

Whether delivering goods for your own business or for a client, goods in transit should also protect against the consequences of delays and business reputation.

Call Jonathan Garret on 0844 247 1504 for help with this type of cover.

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