Flint Insurance, Simple
Flint Personal
Car Insurance
Home insurance
Flint Trades
Prestige Car Insurance
High Value Home Insurance
Flint Business
Motor Trade Insurance
HGV insurance
Flint Trades
Flint Trades
Employers Liability
Professional Indemnity
Customer Satisfaction In 2014 Flint Insurance surveyed existing customers to rate the overall standard of service they received from us, 98% of 3800 people surveyed rated Flint's services as extremely good.
It's nice to know we deliver a premium level of customer satisfaction to our clients, we work hard at Flint to make sure you get the insurance service you require for your everyday needs.
Insurance News

Insurance News, brought to you by Flint Insurance


Health & Safety Executive Charges Company MD

Published: 09/3/15

It was recently reported that Watling Tyers and MD Andrew Wright are to face criminal charges over alleged health and safety failures - nine years after a young fitter was killed when a tyre exploded in his face.

Matthew Hoare; 21 at the time of his death, suffered fatal injuries as he pumped air into a 5ft loader tyre at brickworks near Sandwich in January 2006.

Last year’s inquest into Mr Hoare’s death ruled that it had been an accident, but the Health and Safety Executive (HSE) has said that it intends to prosecute Watling Tyres and Managing Director, Andrew Wright.

Watling Tyres and Wright are accused of failing to ensure the safety of staff at work and exposing non-employees to health and safety risks. The firm is also charged with breaching working time regulations which state employees should not work more than 48 hours in a week.

HSE spokesman Paul Butler said: “The executive has taken the decision to instigate criminal proceedings against Watling Tyre Service and Director Andrew Wright following a thorough investigation into the death of tyre fitter Matthew Hoare on January 27, 2006.

“The company is to be charged with breaching Sections 2(1) and 3(1) of the Health and Safety at Work etc. Act 1974, and Regulation 4(1) of the Working Time Regulations 1998 – three charges in total.

“Andrew Wright, in his capacity as a Director, will also answer the same two Health and Safety at Work breaches.

“Both defendants have been informed, as has Matthew’s family. The matter is now in the hands of the court, which will serve formal summons papers in due course ahead of the case being listed.

“As legal proceedings are now under way, HSE cannot comment further on the circumstances of Matthew’s tragic death.”

Des Smith, who was the manager of the Canterbury depot of Watling Tyres at the time of the tragedy, will not face any charges.

Mr Hoare, had been working at the depot for six months when he was sent to the Hammill Brickworks near Sandwich to fix a tractor-type tyre on a loader vehicle. He was inflating the tyre when it exploded, throwing him 15ft away and killing him instantly.

D&O as part of the solution

It goes without saying that this is a truly dreadful situation where a young man has lost his life, and no amount of insurance cover or advice can now change that. However the impending court proceedings form part of HSE’s mission to prevent death, injury and ill heath in Great Britain’s workplaces.

The results from the court proceedings will undoubtedly inform the regulatory framework, as well as remind other companies about why they must implement rigorous risk management procedures (and ultimately obey the law). And for companies this is where appropriate insurance cover is paramount.

Directors’ and Officers’ insurance is there to either pay or reimburse the company the costs associated with the defence, investigation, negotiation and settlement (by way of a court determination or otherwise) of a covered claim. This includes fees for legal representation, court costs and filing fees. It may also include expert or other specialist fees, consented to in advance by the insurer. In addition to expenses, D&O policies cover judgments/verdicts and settlements.

Most SME business owners would agree that to defend this sort of case without significant help with legal fees would be extremely difficult, if not impossible. Without corporate indemnity or insurance any director who finds themself in the same position as Mr Wright would be reduced to relying on their own personal assets to pay for defence costs and any resulting settlement or judgement against them.

Furthermore insurance is not just about paying for mistakes, but part of an effective risk management strategy and the implementation of correct procedures to help prevent accidents.

Directors’ & Officers’ cover should not be automatically dismissed as cost prohibitive, but form part of your standard commercial insurance. Your Flint account manager will be able to answer any questions about D&O, as well as provide you with a quotation from one of our many insurers.

To know more speak to Dawn Charlesworth on 0845 371 1452 or email

News Archive »

RSS News Feed
To subscribe to our RSS feed click here »

Get a quote for your Fleet insurance »

Call me backCall Me Back
To find out more about any Flint Insurance product, or to get a quote: Request a call back » One of our advisors will call you back at a time to suit you.
Authorised and regulated by the Financial Services Authority
Goods in Transit Lorry Insurance Fleet Insurance Commercial Insurance Buy to let Insurance Engineering insurance
Flint Insurance Sitemap Contact us Insurance News Company Vision Claims Renewals About us