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Focus on Art and Collectables Insurance

Published: 30/09/13

Art and collectables is a diverse specialty that requires excellent service standards, and knowledge not only of the insurance subject, but also the art industry itself. Claims payment is a huge issue for this type of cover, as is the insurer’s ability to deal with professional restoration.

We offer comprehensive cover for art, sculptures, models, stamps, coins, memorabilia, antiquities, musical instruments, clocks and many other collectables, with specialist products for commercial businesses, not-for-profit organisations and individual private collectors.

Our specialist insurers can cater for:

Corporate collections
Naturally this cover is broader than standard office policy, designed to protect the often very valuable investment. Whether the subject is art, sculptures, memorabilia, coins, antiquities, clocks or the many other interests.

Private collectors
Arranged specifically for private collectors, this product provides bespoke coverage for a wide range of personal collections, from art and antiques to teddy bears and toys. These items are insured via an itemised schedule and underwriters together with the insured can help us determine an accurate valuation.

Art, collectables dealers and museums
Equally applicable to commercial or not for profit organisations this policy can cover the varied and multiple interests that form the stock of a specialist dealer, gallery or be the subject of an exhibition, artist or artisan.

As expected this protects stock against loss or damage (including one off exhibitions, transits and artwork on loan) but can also incorporate a wide range of business exposures, such as property damage, business interruption, money and personal assault, defective title and executive liability.

Exhibition, storage and transit
As expected this sector often requires cover for short term or one off risk such as single exhibitions, storage or transit required by UK based museums, dealers, auctioneers, artists or collectors on a worldwide basis. Whether the subject is fragile or robust, important or inherently valuable we can advise and provide specialist cover as required.

All of the products featured here can be extended to include exhibition, storage and transit cover.

For more information contact Henry Corfield on 0845 371 0768 or email: henrycorfield@flintinsurance.co.uk

 

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