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Electronic Manufacturing gets the Aviva Premier treatment

Published: 01/11/13

The electronics industry is estimated at £23 billion a year and is reported to be the fifth largest industry in the world in terms of production.

Contrary to what we are sometimes led to believe, electronics manufacturing in the UK is also very much alive and well, accounting for 46% of UK exports. The UK is recognised as the European leader in independent electronics system design, making up approximately 40% of the market.

The UK also leads in areas such as electronic design communications for example Bluetooth and satellite, as well as microprocessor design, video, graphics, audio and many other areas.

It’s the job of insurers to respond to the ever changing business landscape and Aviva have done just that by upgrading their electronics manufacture insurance product.

The newly enhanced policy is aimed at medium-sized businesses and can include those who supply to medical, military, off shore, measuring and analytical, and in most cases aviation industries. Aviva has stated its intention to ‘make Efficacy* exclusions a thing of the past’ and provide insurance up to the policy limits. The policy can also cover those manufacturers where a significant proportion of the overall turnover is exported to North America.

Aviva has signalled an increasing awareness of product safety and provide product recall for most risks with £100,000 worth of cover included as standard.

They have also reviewed their approach to business interruption, with research and development expenditure is now included as standard.

As part of this product development Aviva completed a full industry review paying particular attention to the processes of the trade; the risks involved and a number of key risk management solutions. As your insurance broker we have access to this information and can help you apply this knowledge to your business insurance requirements.

If you work in:

  • Electronic Process Control Equipment
  • Medical and Surgical Equipment
  • Measuring and Testing Equipment
  • Electronic Components and Sub-Assemblies
  • Electronic Communication


contact us now to talk about your insurance requirements. Call Dawn Charlesworth on 0845 371 1452 or email dawncharlesworth@flintinsurance.co.uk.


*Efficacy is defined as the capacity for producing a desired result or effect.

Efficacy is an exclusion applied to Product Liability insurance policies in respect of failure of a product to perform its intended function. The policy would normally be there to cover injury or property damage caused by the product, not if it has failed to deliver the results. Products Liability is not normally intended to be a "Manufacturers Guarantee"


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